Terms and Conditions for Civil Hub

Last Updated: 01/04/2019

Welcome to Civil Hub!

These Terms and Conditions govern your use of Civil Hub’s website, accessible at https://ravmoney.com. By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions in their entirety. If you disagree with any part of these terms, please do not use our website.


  • “You” or “User” refers to the individual accessing or using the website.
  • “We,” “Our,” or “Us” refers to Civil Hub, the company owning and operating this website.
  • “Party” or “Parties” refers to both You and Us.

All terms apply to the provision of Civil Hub’s services, which are provided in accordance with the laws of the Netherlands.

Use of Cookies

We employ cookies on our website. By using Civil Hub, you consent to the use of cookies in accordance with Civil Hub’s Privacy Policy.

Intellectual Property

All intellectual property rights related to the materials on Civil Hub are owned by or licensed to us. These rights are reserved. Your use of the website is restricted as per the terms outlined herein.

You may NOT:

  • Republish, redistribute, sell, rent, or sub-license material from Civil Hub.

User-Generated Content

We do not actively moderate, endorse, or approve user-generated comments on our website. Comments reflect the views and opinions of their authors and not those of Civil Hub. We are not liable for comments or any liability, damages, or expenses arising from them.

Hyperlinking to Our Content

Certain organizations may link to our website without prior written approval. These include:

  • Government agencies
  • Search engines
  • News organizations
  • Accredited businesses
  • Educational institutions

For organizations not listed above, please contact us at [Insert Contact Email].

Content Liability

We will not be held responsible for content that appears on your website that may link to our services or products. You agree to protect and defend us against all claims arising out of or based upon your website.


Your privacy is important to us. Please read our Privacy Policy for more details.

Reservation of Rights

We reserve the right to amend these terms at any time. By continuing to use our website, you agree to be bound by any such revisions.


To the fullest extent permitted by law, we disclaim all warranties, express or implied, related to this website. We will not be liable for any loss or damage of any kind arising from the use of this website.